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Understanding Social Security Disability qualifications can feel overwhelming—especially when you’re already struggling with a medical condition that keeps you from working. The Social Security Administration (SSA) uses strict rules to determine who is considered “disabled,” meaning not everyone who can’t work will automatically receive benefits.

To qualify for Social Security Disability through SSDI, you must meet all of the following:
You are disabled under SSA’s rules.
You’ve worked long enough and recently enough—generally five of the last ten years before becoming disabled.
You earned sufficient work credits by paying Social Security taxes.
If approved for SSDI, you may also receive Medicare coverage, which begins 29 months after your established disability onset date (Medicare premiums may apply).
If your goal is to apply, visit our page: Apply for Social Security Disability.
To qualify for SSI, you must:
Be disabled, and
Meet financial requirements, meaning you have limited income and assets.
If approved, SSI recipients can receive Medicaid, which begins as soon as you’re deemed eligible—usually without a premium.
To learn more about either program, see our main Social Security Disability page.

The SSA only considers you disabled if:
Your physical or mental condition prevents you from working;
Your limitations make it impossible to adjust to any other work; and
Your condition has lasted or is expected to last at least 12 months, or result in death.
Your disability may be physical, mental, or a combination of both.
Because the SSA requires substantial medical evidence, it’s crucial to attend regular doctor visits, follow treatments, and maintain up-to-date records.
If you’re unsure whether you meet the social security disability qualifications, or if you’ve been denied, the attorneys at Hein Law Office are ready to help. Contact us today for a free case evaluation and take the first step toward securing the benefits you deserve.
Hein Law Office, LLC
Elder Law, Estate Planning & Asset Protection in Wisconsin
Hein Law Office, LLC is a Wisconsin law firm dedicated to elder law, estate planning, probate, Social Security disability, and asset protection, helping families protect their future with trusted legal guidance.
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