When a loved one begins to need ongoing care, one of the first questions families ask is simple and urgent: does Medicare pay for long-term care? Unfortunately, the answer is often not what people expect. Many assume Medicare will cover…
Many families only start thinking about Medicaid when a health crisis strikes. By that point, options are limited and decisions feel rushed. Planning in Advance for Medicaid, often called prospective planning, takes a very different approach. It focuses on preparing…
By Attorney Vincent Hein Medicaid Asset Protection Trusts (MAPTs) A Medicaid Asset Protection Trust (MAPT) is a specialized form of irrevocable living trust designed to shelter assets from the devastating financial impact of long-term care costs. Unlike a revocable living trust, which…
